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Here at Bayport we have decided that 2023 is our year of breaking free from money mindsets and habits that hold us back. There can be no better way to start TWENTY TWENTY FREE than getting rid of bad debt.

It’s not often that the name of a year can reflect our ambitions, but with 2023 we get lucky. By slightly changing how you say “three”, you can remind yourself every day of this year of your goal to be free from money worries. Here at Bayport, that’s exactly what we have decided to do.Read more

Have you ever bought yourself a gift at Christmas time? Some people do every year; others have never even thought of it. Appreciating yourself once a year is not a bad idea. We asked a few of our colleagues about being their own Santa, and as a fun way to end this year, here are their answers.

There’s something about December that makes us throw money around like there’s no tomorrow. It might be fun while it lasts, but January almost never is. This December, do things differently.

The holidays are a time for fun, but it is also a time for keeping a very close eye on your budget. That doesn’t mean you can’t spend; it only means that you have to be clever about it.

Many people think that when they draw up a budget, they have to say goodbye to fun. That is not true! In fact, having a budget and working with it, makes having fun more fun because you don’t have to worry about paying the bills tomorrow.

How is it possible to cut back on expenses when you spend every rand you earn? The solution is possibly in understanding needs versus wants.

When we need more money, we look to the outside to find it. But maybe financial wellbeing starts on the inside.

About 30% of South Africans shop online these days. We enjoy the convenience, the variety at our fingertips and the great deals. But we should also be aware of the scams and crooks.

No Spend November is an actual thing. It doesn’t mean you spend no money; you simply spend money only on necessities.