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10 + 1 credit myths you should stop believing
6 March, 2023 / Financial Wellness, Financial Literacy, Self Help / Comments are Closed

10 + 1 credit myths you should stop believing

Often we listen to what other people tell us about credit and credit scores and how they work instead of finding out for ourselves. Here are 11 myths you should not fall for.

Bayport Editorial Team4
Not all debt is equal
28 February, 2023 / Financial Freedom, Self Help / Comments are Closed

Not all debt is equal

At Bayport we believe in borrowing for the right reasons because there is a huge difference between good and bad debt and what they can do to your long-term financial wellness. One of the great truths of financial wellness is that what do you with your money is far more important than how much you earn.

Bayport Editorial Team2
What SA’s budget means for your budget
23 February, 2023 / Financial Freedom, Self Help / Comments are Closed

What SA’s budget means for your budget

On 22 February 2023, the Minister of Finance, Enoch Godongwana, delivered his 2023 budget speech in parliament. It was no surprise that Eskom and blackouts topped the agenda. The minister announced R5 billion to help businesses pay for renewable energy solutions, such as solar panels.

Bayport Editorial Team2
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25 Feb
Reckless lending is not love

Reckless lending is not love

Credit Health

The excitement of falling in love can sometimes cause us to do foolish things. Often, such craziness relates to

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24 Jan
How to never be broke

How to never be broke

Financial Literacy

The thought of never being broke sounds impossible, especially in January. But it is possible if you get into the habit of doing a few things regularly and consistently.

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08 Aug
10 wealth creation tips for women

10 wealth creation tips for women

Financial Wellness

Be clever about building real wealth. Much as we want people to just be people, the world treats women and men differently. Therefore, women need to approach building wealth differently too.

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31 Mar
Hunt for savings like they’re Easter eggs (part 1)

Hunt for savings like they’re Easter eggs (part 1)

Self Help,Financial Planning

Under plants in the garden. Behind the couch in the lounge. Inside the washing machine. There are countless places to hide eggs for an Easter-egg hunt. In the same way, there are dozens of places you can look for savings. Here are some ideas.

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30 Mar
Top 10 tips before signing a credit agreement

Top 10 tips before signing a credit agreement

Credit Education and Credit Awareness

A loan can go a long way to solve your debt problems. But it can also make matters worse if you don’t pay close attention to the terms of the credit agreement.

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19 Jun
How to be a solid money friend

How to be a solid money friend

Self Help,Financial Wellness

We’ve all heard a lot about how we shouldn’t try to keep up with our friends and give in to peer pressure. But do you know how to be a friend who supports other people’s money dreams and goals?

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21 Nov
How to juggle needs and wants

How to juggle needs and wants

Financial Wellness

How is it possible to cut back on expenses when you spend every rand you earn? The solution is possibly in understanding needs versus wants.

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