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Here at Bayport we have decided that 2023 is our year of breaking free from money mindsets and habits that hold us back. There can be no better way to start TWENTY TWENTY FREE than getting rid of bad debt.

It’s not often that the name of a year can reflect our ambitions, but with 2023 we get lucky. By slightly changing how you say “three”, you can remind yourself every day of this year of your goal to be free from money worries. Here at Bayport, that’s exactly what we have decided to do.Read more

No Spend November is an actual thing. It doesn’t mean you spend no money; you simply spend money only on necessities.

Simply put, financial stress is worrying about money. We’ve all been there and know how terrible it is. Now let’s look at how to deal with it and – more importantly – how to avoid it.

The starting point for your festive season budget is your mindset. Especially during holidays, a budget can feel like a thing that spoils the fun, but the opposite is actually true.

A legacy is something handed down from one generation to the next. More than money or property, what kind of legacy do you want to leave? The legacy you leave can be seen in terms of tangible and intangible things.

It’s been at least six months since you set your financial goals for 2022. Now is a good time to take stock of your progress and, if necessary, get back on track.

Children learn from their parents – that is a simple fact of life. So when it comes to money, be extra aware of the messages your words and actions send.

Your credit health report and credit score are like a photograph that shows you what your money situation looks like. Read here to find out how to understand your picture.

When you find yourself in a debt trap, it can feel impossible to get out of it. But there are always options, from budgeting better to understanding how to apply for a debt consolidation loan.