December always arrives with excitement, colour and the pressure to spend more than we planned. But festive joy in South Africa has never depended on expensive gifts or fancy outings.
December always arrives with excitement, colour and the pressure to spend more than we planned. But festive joy in South Africa has never depended on expensive gifts or fancy outings.
In South Africa, summer is a season of joy and energy. The days are longer, the weather is warmer, and communities come alive with celebrations, family gatherings, and travel.
The only way to not spend yourself into trouble in December, is to plan and to plan early.
It’s easier to do what you’ve always done than to get into a new habit. That’s why Backward Day is such a great way to get into the spirit of the year TWENTY TWENTY FREE.
The holidays are a time for fun, but it is also a time for keeping a very close eye on your budget. That doesn’t mean you can’t spend; it only means that you have to be clever about it.
Many people think that when they draw up a budget, they have to say goodbye to fun. That is not true! In fact, having a budget and working with it, makes having fun more fun because you don’t have to worry about paying the bills tomorrow.
As the days grow longer and warmer, and tiny green leaves start appearing on the bare branches of trees, we humans are coming out of our winter slumber too. So how about giving your finances a spring clean? Here are 10 tips to get you going.

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