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With the lockdown period having significant ramifications on personal finances, many consumers are asking about available options to assist in better managing their money.

The feeling that you are drowning in debt is not fun. Instead of feeling that you must solve the problem on your own, get your family on board to achieve debt relief.

The Easter Bunny might deliver chocolate, but he’s not known for leaving extra cash. Balancing your budget is still your job.

A loan can go a long way to solve your debt problems. But it can also make matters worse if you don’t pay close attention to the terms of the credit agreement.

When you go in search of debt advice, you have to know your current status. Your debt to income ratio and credit usage ratio shows you where you are and help you track your progress.

Most of your waking hours are spent at work. It’s the place where you are most likely to make friends, where you meet new people and are introduced to new ideas. It should also be the place where you can get help with debt and debt solutions. When we feel overwhelmed by money concerns, itRead more

Since the arrival of Covid-19 in South Africa, the Reserve Bank has cut the repo rate three times to help our country deal with the economic impact of the pandemic. It sounds like a lot of financial jargon, but the repo rate is important to every person who has debt because it influences loan interestRead more

The longest journey starts with a single step. Rivers consist of drops of water. Grains of sand becomes a beach. In the same way, what you do with your money every day, adds up to your money situation at the end of the month or the year or the decade. Getting out of debt isRead more

The ability to get an advance on your salary or even a loan from the company you work for, is seen as a benefit for employees.

You go to work, you get your salary, you check your payslip to see how much money you take home this month, and then you probably forget about that piece of paper.