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At work, working smart means using your resources and tools to achieve the best possible results in the time you have available. How does this apply to your personal finances?

At work, working smart means using your resources and tools to achieve the best possible results in the time you have available. How does this apply to your personal finances?

You know you should have savings to achieve your goals and help you out in emergencies. But what you may not know, is how to make those savings really work for you. The secret is compound interest.

Financial freedom is not so much about an amount; it is about thinking about your savings and investments as your ticket to a life where you can make your own decisions.

Money skills are not something we magically get at a certain age. The earlier you start teaching your children to appreciate and work with money, the better chance they have to be financially secure as adults.

Under plants in the garden. Behind the couch in the lounge. Inside the washing machine. There are countless places to hide eggs for an Easter-egg hunt. In the same way, there are dozens of places you can look for savings. Here are some ideas.

When you feel overwhelmed by debt, it is difficult to believe that you have options. But the fact is that you do. The important thing is to know what they are.

At Bayport we believe in borrowing for the right reasons because there is a huge difference between good and bad debt and what they can do to your long-term financial wellness. One of the great truths of financial wellness is that what do you with your money is far more important than how much you earn.

On 22 February 2023, the Minister of Finance, Enoch Godongwana, delivered his 2023 budget speech in parliament. It was no surprise that Eskom and blackouts topped the agenda. The minister announced R5 billion to help businesses pay for renewable energy solutions, such as solar panels.

Whether you’re looking for love or a loan, there’s always a risk that you can fall for fraudsters and scammers. Here’s how to keep your feelings and your finances safe.