Too many South Africans keep saying they’ll start saving “next month”
When they earn more, when life gets easier, or when expenses go down. But the truth is, there’s never a perfect time. Saving is not about how much you earn. It’s about starting where you are, with what you have.
#NoMore waiting. #KnowMore about making saving simple.
Here’s how to get going:
Step 1: Open a savings account
If you don’t already have one, open a separate savings account, so you’re not tempted to spend your savings. Choose an account with no monthly fees and one that earns some interest – every little bit helps.
Step 2: Pay yourself first
On payday, transfer a small amount into your savings before you spend on anything else. Even R20 or R50 is enough to start building the habit. Set up a debit order so it happens automatically. Chances are, you won’t even notice it’s gone.
Step 3: Try the 52-week savings challenge
The 52-week savings plan makes saving feel like a game. Week 1, you save just R1. Week 2, you save R2, and so on. By week 52, you will have saved R1,378. Want to save more? Try the R10 version and save over R13,000 in a year!
Download the plan from our website and tick off each week as you go. CLICK HERE now to choose a plan that you can manage.
Step 4: Find extra rands in your daily routine
Cutting back doesn’t have to hurt. Try these small swaps:
- Bring lunch from home twice a week.
- Walk or carpool when you can.
- Save your loose change in a jar.
Put these saved rands straight into your savings account. It’s not about big sacrifices – it’s about small wins that add up.
Quick tips to get started:
- Beginner checklist: Open a savings account, set up a debit order, choose a savings goal.
- Start the 52-week savings challenge: Start small and stick with it. The important thing is consistency. Challenge a friend.
- Daily savings hacks: Find at least one small thing to cut daily and grow your savings faster.
No more saying “I’ll start later”. Start today and give yourself something to smile about.
