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We’ve all grown up hearing stories or beliefs about money that don’t really make sense but stick with us over time. In South Africa, some of us were told not to sweep the house at night because it will sweep away your money, or that whistling indoors can bring bad luck to your finances.

As Spring arrives, bringing with it the promise of new beginnings, it’s the perfect time to reassess your financial habits. If you’ve been doing the same unhelpful things with your money year after year, hoping for a different result, it’s time to make a change.

Today, making the most out of your savings is essential. Understanding and using tools like tax-free savings accounts (TFSAs), compound interest, and automation can significantly enhance your financial wellbeing by getting you more out of your savings.

South Africans celebrate political freedom on 27 April every year, but too many of us still feel trapped because we don’t have the money to live the life we want. So, let’s talk about financial freedom and what it means.

The best way to ensure you are okay when circumstances change is to know who pays for what and to plan for change before it happens.

We’ve all had those moments when, just as we get our budget sorted, an emergency happens and we have to spend money we don’t have. This year, let’s avoid emergencies by being smarter with our money.

It’s easier to do what you’ve always done than to get into a new habit. That’s why Backward Day is such a great way to get into the spirit of the year TWENTY TWENTY FREE.

Unhelpful thoughts and beliefs about money is the single biggest thing that hold many of us back. Let’s make 2023 the year we free ourselves from money mindsets that no longer serve us. Here’s to TWENTY TWENTY FREE.

Simply put, financial stress is worrying about money. We’ve all been there and know how terrible it is. Now let’s look at how to deal with it and – more importantly – how to avoid it.

As the days grow longer and warmer, and tiny green leaves start appearing on the bare branches of trees, we humans are coming out of our winter slumber too. So how about giving your finances a spring clean? Here are 10 tips to get you going.