Blog

The start of a new year is an excellent opportunity and the perfect time to take charge of your finances. With a fresh mindset and a few simple steps, you can set the foundation for a financially successful 2025.

Financial stress is a something many South Africans face. From high living costs to sudden emergencies, it’s easy for money worries to build up. But the good news is, there are practical steps you can take to reduce financial stress and regain control of your finances.

We’ve all grown up hearing stories or beliefs about money that don’t really make sense but stick with us over time. In South Africa, some of us were told not to sweep the house at night because it will sweep away your money, or that whistling indoors can bring bad luck to your finances.

As Spring arrives, bringing with it the promise of new beginnings, it’s the perfect time to reassess your financial habits. If you’ve been doing the same unhelpful things with your money year after year, hoping for a different result, it’s time to make a change.

Today, making the most out of your savings is essential. Understanding and using tools like tax-free savings accounts (TFSAs), compound interest, and automation can significantly enhance your financial wellbeing by getting you more out of your savings.

South Africans celebrate political freedom on 27 April every year, but too many of us still feel trapped because we don’t have the money to live the life we want. So, let’s talk about financial freedom and what it means.

The best way to ensure you are okay when circumstances change is to know who pays for what and to plan for change before it happens.

We’ve all had those moments when, just as we get our budget sorted, an emergency happens and we have to spend money we don’t have. This year, let’s avoid emergencies by being smarter with our money.

It’s easier to do what you’ve always done than to get into a new habit. That’s why Backward Day is such a great way to get into the spirit of the year TWENTY TWENTY FREE.

Unhelpful thoughts and beliefs about money is the single biggest thing that hold many of us back. Let’s make 2023 the year we free ourselves from money mindsets that no longer serve us. Here’s to TWENTY TWENTY FREE.